Employee Benefits Plan Administration

TDS provides full-service Section 125 Plan Administration which includes spending arrangements such as: a medical FSA, Dependent Care, transportation accounts, adoption assistance, health savings accounts and health reimbursement arrangements. Our plans are flexible and offer the employer the ability to customize the types of accounts offered and whether there will be an FSA rollover option.  We also provide debit cards and very easy processing of claims.

Flexible Spending Arrangements

  • Medical FSA
  • Dependent Care FSA
  • Transportation
  • HSA
  • HRA
  • Adoption Assistance
  • Debit Card to process majority of claims automatically

Our supplemental benefits plan portfolio is exceptional.  We have partnered with benefits partners to ensure the participants get the best benefits for lower premiums.

We also offer a vision and dental option. Our vision option has saved our clients 30-50% in benefits costs and offers 4 times the benefit that is usually offered by their competitor.

Voluntary Benefit Portfolio

  • Short Term / Long Term Disability – Guaranteed Issue
  • Universal Life – Guaranteed Issue to 150k
  • Term Life – Guaranteed issue up to 200k
  • Critical Illness – Guaranteed Issue, no waiting period, no pre-existing clause
  • Cancer Insurance – Guaranteed Issue
  • Accident Plans – Guaranteed Issue
  • Hospital Indemnity Insurance – Guaranteed Issue, no pre-existing clause
  • Vision Benefit
    • lower premiums
    • Additional benefits
  • Dental Benefit
    • Low premiums
    • Comparable providers
    • Added benefit – college tuition fund

Because we are independent administrator, we are able to negotiate better rates and products.  We also ensure that all products are guarantee issue.  Employees don’t have to medically qualify.  This includes Cancer and Critical illness policies!

TDS Employee Enrollment Platform

  • Supported with Call Center
  • Allows employees to access at their convenience with extended hours during enrollments
  • Qualifies as a meaningful notice touch when employee goes through portal
  • Benefit Summaries available on this site for all benefits
  • Easy access to all benefits year round on one site