Universal Availability for District Employees
What is Universal Availability?
The "Universal Availability Rule" means that if an employer permits one employee to defer salary into a 403(b) plan,the employer must extend this offer to all employees of the organization.
What do you need to know
- Who is eligible to participate?
- When can I contribute to these plans?
- What are the current contribution limits?
- What investment providers are authorized under the district plan?
- What's the difference between 403(b), 457(b) and Roth plans?
DOCUMENTS: STRS / PERS Report
INCOME GAP
![](https://tdsgroup.org/wp-content/uploads/2018/07/nestegg-130.png)
Your STATE PENSION may not match your salary. Do you have a GAP?
Request your income Retirement Gap Analysis today
7702 COMPARISON
![](https://tdsgroup.org/wp-content/uploads/2018/07/7702-225.png)
Compare 7702 Benefits to 403(b) and 457(b)
Maximum TAX FREE Benefits Today
AUDIT REPORT
![](https://tdsgroup.org/wp-content/uploads/2018/07/audit-152.png)
Receive an AUDIT REPORT of 403(b)/457(b) contributions.
Find out if you're achieving your goal
MORTGAGE
![](https://tdsgroup.org/wp-content/uploads/2018/07/mortgage.png)
You may be eligible for thousands of dollars in funding assistance.
Find out how to qualify for CalHFA.
![](https://tdsgroup.org/wp-content/uploads/2018/07/nestegg-130.png)
Your STATE PENSION may not match your salary. Do you have a GAP?
Request your income Retirement Gap Analysis today
![](https://tdsgroup.org/wp-content/uploads/2018/07/mortgage.png)
Are you getting the best mortgage rate available.
Let us help you get the best mortgage rate