Tax Deferred Solutions wants you to know about the collection, use, security, and access to information that may result from your use of this site. By visiting this web site, you consent to the policies and practices described in this notice, including the collection and use of information as described below. This Privacy Policy Statement explains data collection and use of personal identifying information. The following principles apply to personally identifying information we ask for and that you provide. “Personally identifying information” is information that individually identifies you, such as your name, physical address, or email address. This Policy only applies to tdsgroup.org; it does not apply to third party sites, products or services. Please read the complete Privacy Policy.
The following is an outline of policies and information regarding our privacy and security standards. Click on the link to move to the section:
By using our site, you consent to the collection and use of your personal information as described in this Privacy Policy. In order to provide you with full access to the services and materials on the site that you request, we will need information that personally identifies you. This information may include (1) your first and last name, (2) your address, (3) an email address, (4) telephone number, (5) social security number, and (6) other identifying information. Generally, this information is requested when you are registering for use of tools contained on the site, entering a contest, or ordering e-mail magazines or newsletters.
When you sign-up for full access to the site services on the “Sign-Up” link, by voluntarily disclosing your personal identifying information you agree that such information may be (i) used by TDS as a referral to a licensed financial professional, (ii) disclosed to eAgency, Inc., for its maintenance of the site, and (iii) as otherwise provided in this Privacy Policy.
Additional information is gathered from a variety of sources, including, but not limited to:
When you visit our site, some information may be automatically collected as part of the software operation of this site. This information may include:
This intake of information is not personally identifiable. TDS and/or eAgency use this information internally for statistical analyses of user behavior and characteristics in order to measure interest in and use of the site.
Personal identifying information that you provide to gain full access to our services will be maintained in our database, and such information may also be accessible by a licensed financial professional within the advisor network of TDS. If you choose to provide this information, financial professionals may be able to determine your particular needs with respect to financial planning and respond by presenting free resources and tools to you. Such financial professionals are independent of TDS and are not the employees, agents or representatives of TDS.
If you register on the TDS website, personal information and the financial information you provide may be forwarded by TDS to an independent licensed financial professional.
Any personal identifying information will be used only for the purposes for which it was provided and for related purposes and, except as described in this Privacy Statement, will not be shared with any other third party. We may share such information in any of the following limited circumstances:
If you have a user account, we may share the information you submit in order to properly serve you and to improve the quality of our services. We will not disclose your account information to other people or non-affiliated companies, except as provided in this Policy or with your consent.
We may store and process your personal information collected on our site in the United States or any other country in which the party contracted by TDS to support the site maintains facilities. By using our services, you consent to the transfer of your information among these facilities, including those located outside the U.S.
Not all content on the site is provided by TDS. Our site uses third-party content providers and links to enhance the usefulness and breadth of our publication offerings. Some content providers require an account on their site to identify you while using their site. An example of this would be a personal email account or calendar. When you register through the TDS web site, a separate account may also be created on the site of the content provider.
The username and password you use to access your TDS account is not shared with any third party content provider. If the content provider on our site requires you to establish an account on their site, your account will be with the content provider and it is recommended that you use a different username and password from that used to access TDS’s sites.
Demographic and profile data is also collected at our site. This information is shared with advertisers on an aggregate basis.
This site has security measures in place to protect your personal identifying information from unauthorized access, use, or disclosure. Because of the personal nature of the information that may be collected and maintained on this site, all personal and financial information is transmitted over a 40-bit Secure Socket Layer (SSL) encrypted connection.
This site supplements the information that you provide with information that is received from third parties. Address information is compared with databases of third parties which compile data relating to change of addresses. This improves the accuracy of our records. In addition, address information may be enhanced with known demographic data for your postal zip code and/or census block.
We collect information through the use of “cookies.” Cookies are pieces of data assigned by a web server to the browser on your computer. Cookies help web sites recognize return visitors. So, when a user returns to a web site he or she has visited before, the browser gives this data back to the server. Our site uses cookies to store user preferences, such as, a username, so the customer doesn’t have to re-enter this information each time the site is visited. Note: personal information such as social security or other identifiers is not embedded in cookies. This automatic collection of information is used to help us understand how people are using the site, and to improve its content and design. Most browsers are initially set up to accept cookies. You can refuse the cookie by resetting your browser, or you can also delete the cookie file from your computer. However, if you turn your cookie option off, you may not be able to access some of the features in our interactive applications. We recommend that customers log off once they have completed any communications of a financially secure nature. We also recommend that they do not visit other sites during a session involving information of a financially secure nature.
If you choose, you may have personal information collected about you by TDS discarded without reuse or distribution, provided that we are contacted in writing at the address indicated below.
We may use an outside advertising company to display ads on our site. These ads may contain cookies. While we use cookies in other parts of our site, the cookies received from ads are collected by a third party and we do not have access to that information.
Our web site has links to sites we feel may be useful to you. When you link to another site, you are no longer on our site and are subject to the privacy policy of the new site. Be sure to review those policies as you access linked sites. TDS is not responsible for the methods in which web sites of third parties collect information.
To gain full access to the services on our site, users are required to register for the services by providing personally identifying information (name, email, phone number, and address). Additional services on the site allows users to submit and store financial information (such as, bank account or credit card numbers), unique identifiers (social security number), and demographic information (zip code, age, or income level). Such information is provided as a courtesy to the user for storing important information in a secure database and certain personally identifying information (name, phone number, address, email address, asset diversification information) is provided to a licensed financial professional designated by TDS to provide the services requested by the user.
Unique identifiers (such as social security numbers) provided by users are used to verify the user’s identity, and for use as account numbers in our record system.
Our site uses order forms and surveys to allow users to request information, products, and services. We collect personal information (name, email address, and account information) to respond to user requests for products and financial services.
You must be at least 18 years old to obtain an account on this site. This site is a general audience site and does not knowingly collect any personal information from children.
We attempt to maintain the highest level of accuracy on this web site. Any errors or omissions should be reported to TDS for our investigation.
We make no claims, promises, or guarantees about the accuracy, completeness, or adequacy of the contents of this web site, and expressly disclaim liability for errors and omissions in the contents of this site. No warranty of any kind, implied, expressed, or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, is given with respect to the contents of this web site or its hyperlinks to other Internet resources. Reference in this web site to any specific commercial products, processes, or services or the use of any trade, firm, or corporation name of a third party not affiliated with TDS, is for your information and convenience, and does not constitute endorsement or recommendation by TDS, or its employees or agents.
Some of the information presented on this web site may be protected by trademark, copyright, or other intellectual property rights. Permission to use such material must be obtained in writing in advance from TDS.
Please note that this Policy is subject to change from time to time. We expect the majority of such changes to be minor, but there may be changes that are more significant. We will post those changes on this page and each version will be noted at the top of the page. You should review the terms of this Policy periodically to make sure that you are aware of how personal identifying information is collected and used. If you do not agree to the use of your information, then you are not permitted to use the site.
If you need to inform TDS of any changes to your personal information, or if you have any questions about this Privacy Statement, the practices of this site, or your dealings with this site, you can contact TDS at:
info@tdsgroup.org.
Copyright © 2016 The TDS Group, Inc. All rights reserved.
Last Updated 5/4/2011